Mortgage rates are higher because the pandemic is ending and the economy bouncing back and forth due to the Russian and Ukrainian warfare. The rate hikes and gas prices may be putting a squeeze on homeownership capability. Consider homeownership to begin building your wealth profile regardless. Start small or go big if you have the ability. Wealth in America starts with a good homeownership profile. Some beginners rely on family members to help start the process. Before doing so make sure you pay down or pay off all the high-interest debt that could affect your credit score. Good credit scores are key 680 to 720 is a good reference point to begin the process.
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